Sberbank Premier Deposit Special Replenish: new opportunities and privileges. Deposit "Special Replenish

Offering a special format of service to wealthy individuals, the country's leading bank also provides for special privileges when making deposits. Sberbank Premier deposits of individuals in 2019 are provided under several types of programs and have higher interest rates for savings than similar projects for other bank clients.

Privileged clients are offered special conditions for saving and saving

Consider the conditions of the main deposit offers of the bank in 2019.

Types of deposit programs

For those who have activated the package, services are provided in any direction: the presence of a Premier card, participation in investments, insurance programs, etc. Types of deposit programs are presented in the following areas:

1. Standard. The minimum investment amount is from 1 thousand rubles and from 30 thousand rubles for the Manage project.
2. Deposits Special - from 0.7 million rubles.
3. Give life: from 10 thousand rubles for a year without additional deposits of money or without withdrawing a part. The rate is quite significant 7.56%, as the interest capitalization system is applied. This means that the accrued interest is added to the balance and in the new period the rate is higher. 0.3% of the invested funds are transferred quarterly to the account of the Give Life organization, whose goal is to help children with serious illnesses.
4. Contribution International. Deposit acceptance is terminated from 12/23/2016. Keeping money in non-standard currencies: from 10 thousand Swiss francs or pounds sterling or from 1 million Japanese yen up to 3 years. The amount of interest depends on the duration of cooperation and size: up to 0.75% for francs, up to 1.3% for yen and up to 2.7% for pounds. Income occurs not only due to the calculation of interest, but also due to fluctuations in exchange rates. Deposit Investment. Designed for a comprehensive program, taking into account investment in mutual funds and compulsory medical insurance. The latter do not provide a guaranteed income, it depends on the selected portfolio and quotes. It is permissible to put at least 50 thousand rubles into the account to obtain a yield of 9.2%.
5. savings certificate. A distinctive feature and advantage is a higher rate - up to 10% (based on the duration and size of investments). This is due to the mandatory participation of deposits in the insurance system, due to which the institution incurs additional costs, while certificates are not subject to insurance. A security is purchased at a bank, where it can be left for storage. It is not permissible to supplement it with certain amounts or to withdraw part of the money ahead of time.
6. savings account. It is valid indefinitely, it is allowed to withdraw money in whole or in part at any time, as well as to make any amounts. The rate at Sberbank Premier on deposits varies up to 4% for ruble deposits, up to 0.01% in euros and up to 0.2% in dollars.

Main parameters of deposits of the Special group

Types of deposits and interest on them

Consider the main parameters of deposits with higher interest rates (special offers for owners of Premier and First.

Contribution Special Save

Of the standard options, the deposit of Premier Save Sberbank is considered the most profitable. This is due to the lack of withdrawal of part of the money or additions. This policy allows the institution to clearly manage the funds for the entire stated period, and therefore it is ready to offer the maximum percentage - up to 7.76%. Payments are made every month. At the same time, it is allowed to withdraw net income (from interest) or transfer it to a card for personal use or leave it on an account to increase profitability (capitalization).

This deposit offer is considered the most affordable and profitable (rates are valid from 04/09/2018)

Deposit Special Replenish

The Replenish project is intended for citizens who have the opportunity to systematically set aside a certain amount that they wish to increase. Every month it is permissible to deposit any amount when transferring from a card (when depositing cash through the cash desk, the lower threshold is limited - from 1 thousand rubles). Interest accrued every month can be transferred to a debit card or withdrawn. You can also leave them in order to increase the balance and, as a result, profit. The rate is assigned according to the amount and term. At the same time, it changes according to a special table when the next threshold is reached. The maximum value is up to 7.1%.

The peculiarity of this product is systematic accumulation and the ability to save large amounts (rates are valid from 04/09/2018)

Contribution Special Manage

Project Manage allows you to control the amount of deposits and withdrawals without compromising the declared profitability. Under this program, the contribution of individuals to Sberbank Premier in 2019 the percentage is lower than the previous options - up to 6.59%. But the client has the right to take not only the income received, but also withdraw some of his investment for certain needs. At the same time, the rate and conditions for receiving income will not change.

The deposit leaves independent control over interest (rates are valid from 04/09/2018)

Program Interaction Rules

To make deposits, you must visit the Preferred Customer Service Area and declare your wish. Since each privileged client is provided with a personal consultant manager, all interactions should be made through him. He will help with advice, based on the needs of the investor, and will select the most suitable option according to the conditions. The depositor will only have to bring cash for placement to the account or transfer it from the card.

Paperwork

Relative account interactions occur according to the following rules:

• At the end of the validity period, it is permissible to extend the contract on similar terms. The extension is automatic. The number of extensions is not limited.
• If the client uses the services of Sberbank Premier, the rate remains the same. Otherwise, the one in force at the time of termination of the contract shall apply.
• When the account is closed before the expiration date, the rate changes to the minimum - 0.01% for less than 6 months and 2/3 of the declared one for a period of more than six months. If early termination of the agreement occurs on a deposit with a term of 6 months, the rate is set at 0.01%. In this case, capitalization of interest does not occur.
• Income already calculated and added to the balance is not recalculated.
• It is permissible to issue a will for a deposit or issue a power of attorney for another person.
• It is not allowed to make a deposit for third parties in any direction - only for yourself.

Conclusion

Among the advantages of connecting a privileged package of services is the opportunity to make a deposit at a higher interest rate. This applies to both long-term and short-term programs that allow you to increase income.

Good day, we are glad to see you on the pages of our portal dedicated to the services of Sberbank of Russia. Today we would like to tell you about the opportunities and privileges when using the Special Replenish deposit with Sberbank Premier.

Each client of the country's Sberbank can now feel how the new service format works, allowing not only to save their money, but also to get a good profit, as well as special privileges.

By the way, I would like to deviate a little from the topic of the article and tell you about the service for issuing micro loans 24Finance.

This service will allow you to quickly and without unnecessary delay, online, take a loan from 2,000 rubles to 15,000 rubles, for up to a month inclusive.

A very profitable and quick solution for those cases when you urgently need money, and there is still a week before the salary! Well, now back to our topic.

Benefits of the "Special Replenish" package at Sberbank Premier

The new Sberbank Premier program combines various premium banking offers and individual service, as a personal manager will work with each depositor.

• Special zones and conditions have been created throughout the country, which you can learn about in detail in order to use the most interesting product.
• The owner of the package will not only receive detailed advice, but a special plan will be developed for him, allowing him to realize financial plans.
• In addition to personal service, it is possible to receive up to five premium cards, conduct transactions with currency and accounts at a preferential rate, have discounts on a safe deposit box, etc.

A telephone support service is available around the clock, where they will always answer any questions related to this service package.

Advantages of the "Special Replenish" deposit in Sberbank Premier

There are three deposits in the product line for which increased rates are involved. Among them, the most popular Special Replenish.

It is really attractive for those who like to constantly save and increase their funds.

• A deposit in the amount of one million rubles, as well as 50,000 dollars or euros, is opened for a period of three months to three years.
• The interest rate in rubles ranges from 8.25 to 11.67 percent on average. In foreign currency, it ranges from 3.25 to 6.38, taking into account capitalization.
• It is possible to constantly replenish the account, you can receive a percentage monthly or capitalize. In addition, there is an auto-renewal when the same conditions and interest rate are maintained.
• If the total balance will be at least 2,500,000 rubles per month and it will be saved, then this will allow you not to pay a commission for using it. In other cases, you will have to pay an amount of 2500 rubles per month.
• To replenish the account, the minimum amount is at least 1000 rubles. In foreign currency, it is 100 dollars or euros.
• There is a grace period that ends on the last day of the following month when the contract was concluded. No commission is charged during this time either.

If early withdrawal is required, then the interest rate on the deposit up to six months will be 0.01 percent per annum. After six months, the client will be able to receive two-thirds of the interest rate set by the bank.

More detailed information can be found in each region. This will allow you to develop a financial plan and better manage your funds.

We hope that we were able to fully answer all your questions and could help you find out what benefits you will receive if you decide to use the “Special Replenish” deposit with Sberbank Premier. If you have any other questions about the services and services of Sberbank of Russia, look for answers to them on the pages of our portal.

The presence of personal savings leads to the fact that the owners take measures to "earn money" on their own money. Offering loans at interest is a risky business, so various bank deposits come to the rescue. One of these is the “Special Save” deposit. Sberbank cares about its customers and offers favorable terms and interest rates, which will be discussed in more detail below.

Sberbank offers customers various deposits

General terms

For full acquaintance and decision-making regarding such cooperation with Sberbank, it is necessary to bring general conditions formed for the account "Special Keep":

• account currency – they accept funds in rubles, US dollars and euros;
• the minimum amount for opening a deposit - if in rubles, at least 700,000 rubles, if in US dollars, at least 50 thousand, and the same amount of 50 thousand for euros;
• minimum terms for opening an account - from 1 month;
• the maximum terms for opening an account should not exceed 3 years;
• interest rates depend on the term of storage and the amount of the deposit, therefore they vary from 4.3 to 4.9% for currency in rubles, and from 0.2 to 2% for foreign currency;
• the deposit is not replenished;
• partial withdrawal is not provided.

The main condition is the obligatory availability of the Sberbank Premier or Sberbank First service package for the client. These are privileged conditions for customers who, with the help of the bank, carry out numerous transactions with large amounts.

If there is a desire to capitalize funds, it is recommended to choose the “Special Replenish” Sberbank Premier deposit. Today, for all types of open accounts, the acceptance of euros has been suspended, otherwise all the specified conditions remain unchanged.

About Additional Terms

When calculating interest, bank employees are guided by additional conditions formed by the management for the "Special Keep" deposit.

More about interest calculation

The following points can be attributed to the conditions and features of interest calculation:

• interest is calculated monthly;
• the calculated interest is capitalized monthly on the account, which is why the subsequent calculation of rates will bring more income;
• Accrued interest can be withdrawn on certain days and used for personal purposes.

Often, depositors write an application for the transfer of interest to their account opened with Sberbank. This makes it possible not to be present at the branch every month, but to use the income as it is generated.

Deposit conditions

About early termination of the contract

Large sums held and for profit in the bank are often required suddenly.

Conditions for early termination include the following:

• if the client previously opened a deposit for up to six months, the loss of interest will be up to 0.01% per annum;
• if the term is more than six months and the termination of the contract occurs after 6 months of interest accrual, the loss will be up to 2/3 of the established interest rate;
• early termination leads to the fact that accrued interest and capitalized at the time of application by the client burn out.

As a result, the account holder receives only the principal amount and calculated at the time of saving the deposit, taking into account the above deductions.

About prolongation

Prolongation is understood as the addition of accrued interest to the principal amount of the deposit, on which rates will be further calculated, each time increasing income. Also, the presented operation means the extension of the terms for saving the amount of money on the bank's deposit on the terms and conditions concluded in the agreement.

The general conditions for extension include:

• automatic implementation of the prolongation within the established maximum terms;
• if the client has a servicing package of services "Sberbank Premier" or "Sberbank First", the extension of the terms for saving funds takes place taking into account the conditions in force on the day of the prolongation - it is calculated in accordance with the previously drawn up agreement;
• if there are no service packages indicated above, then all the conditions for prolongation will comply with the standards described in the contract.

Renewal is a benefit and all banks adhere to the automatic renewal rule. But beforehand, the client can write a corresponding application for the transfer of accrued interest to a third-party account. The funds will be transferred on the day of prolongation, which is indicated in the contract.

About special conditions

Special conditions are also formed for the type of deposit under consideration, which are presented as follows:

• if the client wishes to write off the accrued interest or transfer it to a third-party account, the conditions stipulated in the agreement remain in full;
• an open deposit implies the possibility of issuing a power of attorney for a specific person, as well as drawing up a testamentary disposition;
• on an open deposit, a savings book is not opened;
• you cannot open an account for another person.

It is recommended to learn about all other conditions and requirements for the disposal of funds from Sberbank employees when opening an account.

Choosing the optimal investment will help increase income

Documents for opening an account

To open a deposit, you will need to prepare the following documents:

• passport of the applicant - the client of the bank;
• TIN of the owner of the future deposit;
• SNILS new sample.

You will first need to launch the above-described privileged package of services, and only then contact the employees to open a deposit.

How to open an account

There are two ways to open the Special Save deposit. The first is to contact the branch in person. and fill out the required paperwork. If it was decided to issue a power of attorney for the use of funds or a person is indicated to whom the money will be left on the basis of a will, it must be brought with you. Both citizens must have the above documents with them.

The second is opening a deposit via the Internet on the official website of Sberbank. It is only important to enter personal data in full accordance with the documents and send money to an open account from a card or other account. It also involves the involvement of third-party people who can use the funds on the basis of a power of attorney or receive money after the death of the account holder upon the fact of the data entered in the documents of the Special Save Sberbank Premier deposit.

The calculator available on the official website of the bank will help to accurately calculate the accrued interest based on the fact that they have been on the account for a certain time. You can use funds both in person and via the Internet, making appropriate requests. On the fact of each transaction, the corresponding notifications will be sent to the account holder. The use of funds will be carried out using a confirmation system, which requires sending the codes sent to the mobile number in the generated forms. This reduces the risks of using money by trustees and people on whom a testamentary order is drawn up.

The “Special Save” deposit in Sberbank makes it possible not only to save, but also to increase your own capital. If there are large amounts on the account, there is an excellent chance to get a decent profit even with a short account opening period.

VIP status implies not only personal service, consultations and increased attention, but also special cash deposits.

For clients Sberbank Premier deposits available for individuals with higher interest rates.

Owners are served in special branches of the bank. There are several ways to arrange:

1. Visit the nearest branch of Sberbank for prime clients.
2. Make a deposit through the entrance to your personal account.

To register in your personal account, you need to follow a few simple steps:

1. Insert a plastic card into an ATM. Enter password.
2. Find the "Internet Service" option.
3. Find the "Connect Sberbank Online" button on the screen.
4. Next, find and select "Print ID and Password".

Registration of a mobile bank can be done through a message sent by mobile phone: send a message with the word "password" to the short number 900. In response, a message will be sent containing the data necessary to complete the registration.

You can activate the service simply by visiting the nearest branch.

After you have registered, enter the Sberbank-online website and enter the received data in the required fields.

Special Contributions

The premier service package is designed for an audience that values ​​their time and finances. That is why the bank made remote control possible.

For clients Sberbank Premier in 2017 has the following deposits for individuals.

Offers the following conditions:

1. The minimum amount for a ruble deposit is 1 million rubles.
2. For foreign currencies, this amount is 100 dollars or euros.
3. It is not replenished and does not provide for the possibility of partial withdrawal.
4. Interest on it is calculated monthly. They are added to the money in the account, increasing the yield for the next period, they can be withdrawn and transferred.
5. The minimum storage period is 3 months, the maximum 3 is 3 years.

Registration is subject to the following conditions:

1. The term is calculated on an individual basis and includes every day, but cannot be less than 3 months and more than 3 years.
2. Currencies: rubles, dollars and euros.
3. The minimum amount for rubles is 1000 rubles, and 50 for foreign currencies.
4. Replenishment is available and ranges from 1000 rubles and 100 in euros and dollars. Cashless replenishment has no restrictions. There is no possibility of partial withdrawal.

Monthly accrual, with an addition to the total amount, increasing the profitability of the operation.

Provided under the following conditions:

1. Minimum term 3 months, maximum 3 years.
2. Currency rubles euros and dollars.
3. The minimum amount is 30,000 rubles for the ruble, and 1000 for the currency.
4. Replenishment is possible. For rubles from 1000 and 100 in euros and dollars. Cashless replenishment is not limited.

Interest in 2017 for deposits of individuals of the Sberbank premium package p are presented in the table:

What to choose

The choice depends on several factors. First, you need to decide on a goal. Whether you want to withdraw Money in partial or full amount. The amount of planned income. Are any operations with money planned in the future, for example, a transfer, or should they simply be stored.

A special “Replenish” is suitable for saving and receiving high incomes. As can be seen from the table, it offers the highest interest rates offered.

“Save” is an ideal option for those whose financial life is dynamic, when the terms of finding money on a deposit can change dramatically.

"Manage" will allow you to freely manage money and at the same time receive a high income.

The registration process takes place in several stages:

1. First you need to visit any branch of Sberbank.
2. Find out the addresses of special service centers.
3. Show your passport to your personal manager;
4. Conclude a contract for the provision of premium services.
5. Conclude a deposit agreement.
6. Deposit money.

All benefits

The special status gives the following nice bonuses:

1. Increased interest compared to standard banking products.
2. The choice of a deposit allows you to manage finances in full and manage them depending on your needs.
3. Most deposits are in rubles. Any foreign currency is also available.
4. Interest is calculated monthly. They can be cashed and transferred.
5. You can extend the offer as many times as you like.
6. Possibility to draw up a power of attorney or will for the management of funds by a third party.
7. Since the offers are designed for wealthy people, you can get money if necessary at any time.

Remote clearance

Online registration can be done in a few simple steps:

1. Log in to your personal account on the Sberbank website.
2. Go to the "Deposits and Accounts" section.
3. Go to the "Opening a deposit" option.
4. Please read the terms and conditions carefully. Choose the offer that suits you and click on the "Continue" button.
5. Fill out the application form, select the account and the amount to be credited. Click on "Open".
6. Ready.

Choose the offer that most fully reflects your goals and will help you realize new opportunities, multiplying your capital.

Sberbank offers its customers several deposit programs to choose from, so those who decide to save money or simply save their savings from inflation and other unforeseen circumstances can choose the most favorable and convenient deposit terms. One of the most attractive offers is the “Replenish” deposit in Sberbank, which allows you not only to increase your savings due to interest rates on the deposit, but also to replenish it at will, thereby increasing the amount of your savings. Sberbank also has a similar deposit called "Top Up Online". Under the terms of this deposit program, higher rates apply than for the “Replenish” deposit.

Page content

Deposit Replenish from Sberbank

More eloquently about this contribution is the feedback from Sberbank customers who once believed and decided to put their money into a deposit account with this institution. And they didn't regret it. Transparent conditions for the deposit, without hidden fees and other additional contributions and payments, as well as financial stability and reliability of Sberbank, increase the popularity of the "Replenish" deposit program among the bank's customers.

Deposit terms

The conditions of the deposit program "Top up" for individuals are as follows:

• an agreement on opening a deposit account is signed for a period of three months to three years (selected by the depositor);
• a deposit can be opened both in national currency (rubles) and in foreign (US dollars, euros);
• the interest rate depends on some factors and can range from 0.01 to 4.62%;
• the first installment cannot be less than 1 thousand rubles or 100 monetary units in foreign currency (100 dollars, 100 euros);
• the minimum account replenishment in cash is from 1 thousand rubles and more, from 100 dollars or euros, respectively, if the account is opened in foreign currency;
• for cashless payments, there is no restriction on the minimum amount of replenishment of the deposit, you can replenish for any convenient amount;
• automatic extension of the contract (auto-prolongation) if the client did not apply to the bank branch to close it on the last day of its validity;
• You cannot withdraw funds from the account, as this is not provided for by the program.

Interest is added to the deposit amount on a monthly basis if the client has made a choice in favor of capitalization. It is also possible to transfer accrued interest to another account or bank card and use it at your discretion. If interest on the deposit is capitalized, then the amount of the deposit will increase, and with it the amount of interest in future periods. When a certain deposit amount is reached, interest rates automatically increase, that is, when the deposit amount reaches 100, 400, 700 thousand rubles, interest rates increase.

Despite the transparent conditions of the program, there are pitfalls that manifest themselves in the following:

• you can always terminate the contract ahead of schedule, but if this is done earlier than six months have passed from the date of its signing or prolongation, you will be paid a deposit with accrued interest, only the interest rate will not be what it should have been, but equal to 0.01% annual;
• in case of early termination of the contract after six months or more from the date of signing, interest will be calculated in the amount equal to 2/3 of the original rate;
• if at the end of the term of the contract, interest is calculated taking into account their capitalization, then capitalization is not taken into account in case of early termination.

The official website of Sberbank has a special calculator application that will help you make an approximate calculation of income from a deposit. In order to use it, just enter the necessary data in the form:

1. Choose the currency in which you are going to open a deposit account.
2. Indicate the date of signing the contract and its expiration, that is, determine for how long you will open an account.
3. Specify the number of days for the term of the deposit.
4. Determine the method of interest accrual (with or without capitalization).
5. Indicate whether you allow the possibility of early termination of the contract or not.
6. Check if you are retired.
7. Choose the option of replenishing the deposit amount (regularly or not, monthly or weekly).
8. Press the "Calculate" button.

Attention! Since February 2017, the conditions for deposits have changed somewhat. According to the amendments, the minimum term for deposits in euro currency is 12 months.

How to make an online deposit

The procedure for making a deposit will not take you much time. To make a Deposit "Replenish", you must:

1. Contact the nearest branch of Sberbank.
2. Explain to the employee the purpose of your visit.
3. Provide your passport of a citizen of the Russian Federation or any other document proving your identity to identify you as a client.
4. Carefully read the terms of the contract, read it and sign it.
5. Make an initial deposit to the account at the cash desk of the bank or choose another bank account or card from which funds will be transferred to the deposit.

Sberbank Deposit Replenish Online

If you do not have time to visit a bank branch to open a deposit, but the conditions of the “Replenish” deposit are of interest to you, then you can put your savings into a deposit account by opening the “Replenish Online” deposit. For its registration, there is no need for a direct visit to the bank. It is enough just to register in the "" system and, following the instructions, open a deposit.

Terms of deposit Replenish Online

Deposit "Replenish Online" involves opening a deposit account for individuals on the following terms:

• each depositor independently determines the term of the deposit, which is convenient and beneficial for him, but within the range of 3 to 36 calendar months;
• you can open both a ruble and a currency account (euro or dollars);
• interest rates, depending on the currency, term and amount, range from 0.01 to 5.12%;
• the minimum down payment is only 1,000 rubles (100 dollars or euros);
• the minimum amount of replenishment of the deposit amount is equal to the minimum allowable amount of the initial payment - 1000 rubles / 100 dollars / 100 euros;
• if the deposit is replenished by bank transfer, then in this case there are no restrictions on the amount;
• the depositor cannot withdraw an arbitrary amount of money (an exception is the early termination of the contract and the withdrawal of the full amount).

Here, as under the terms of the "Replenish" deposit, interest is accrued every month, can be capitalized with a subsequent increase in their amount, withdrawn, or credited to a bank account or card. If you do not contact the bank on the day the deposit expires, then your agreement with the bank will be extended for another same period (prolonged). There is no limit to the number of such automatic renewals.

To visually see the benefits and profit margin from the "Top Up Online" deposit, you can use the calculator available on the bank's website. By filling out the form and clicking on the "Calculate" button, you will be able to see the approximate amount of interest that you will receive after the expiration of the deposit. This calculator gives only an approximate result and cannot guarantee the amount of your profit in the future.

Table. Interest rates on "Top up" and "Top up Online" deposits.

How to make a deposit Replenish Online

To make a deposit online, you must first of all be registered or go through the registration procedure in the Sberbank Online system. Next, follow the directions:

By clicking the "Open" button, you agree to the terms and conditions of the bank regarding a specific deposit program, which is equivalent from a legal point of view to an agreement printed on paper and signed at the bank in the presence of authorized employees.

How to close a deposit

If you have no desire to extend the term of the deposit, and you want to close the deposit, then you need to create an application in the Sberbank Online system:

You can also close a deposit through the Sberbank Online application, which is much more convenient than going to the bank in person and signing the relevant papers.

Important! Deposits "Replenish" and "Replenish Online" are subject to a limit on the amount. According to these restrictions, the deposit at the time of closing the deposit should not exceed ten times the amount that was at the time of signing the contract or its prolongation. Otherwise, only half of the interest rate will be charged on the difference between the real amount and the maximum allowable.

Special conditions for the deposit Replenish for pensioners

Sberbank has special conditions for the Replenishment deposit for retired clients. For them, there is a system of increased interest rates, which range from 0.01 to 4.62%, depending on the deposit currency and the period for which it is open. The deposit amount has no effect on the interest rate.

Table. Interest rates for pensioners on the "Replenish" deposit.

Deposit term	From 3 to 6 months inclusive	From 6 to 12 months inclusive	1 to 2 years	2 to 3 years	3 years
Interest rate (in national currency)	4,6%	4,45%	4,35%	4,30	4,20
Rate taking into account the capitalization of accrued interest (in national currency)	4,62%	4,49%	4,44%	4,48	4,47%
Rate (in dollars)	0,01%	0,30%	0,65%	0,70%	0,85%
Rate with capitalization (in dollars)	0,01%	0,30%	0,65%	0,70%	0,86%
Rate with and without capitalization (in EUR)	0,01%	0,01%	0,01%	0,01%	0,01%

The interest rate is set at the maximum possible amount for the period for which a deposit account for pensioners is opened. The size of the rates is the only difference in the conditions for deposits "Replenish" and "Replenish Online". All other items remain the same (validity period, minimum amount of down payment, replenishment, etc.).